Business continuation insurance is a type of life and disability insurance that covers losses if a key executive business owner or partner dies or becomes disabled the insurance provides funds. Business continuation insurance is a risk management strategy that enables the rest of the company to move forward despite the loss of a key person it helps reduce the effect of the stress resulting from the financial losses and sudden lack of leadership and implements a clear agreement to ensure business succession and prevent future power struggles misunderstandings or conflicts. Business continuation insurance may not be right for smaller businesses but it is ideal for medium to larger size companies no two business continuation plans are the same and there is no set format that is used to create these plans it is important that you talk to a business expert to make sure that you get the plan that is ideal for your business and will help your business to survive if . Business continuation insurance plans keep your business running in times of need statistics show that approximately 25 percent of businesses who experience disasters never reopen a business continuity insurance plan is the best way to prevent this small businesses and individuals who are self employed are especially vulnerable protect your business from losses by investing in business interruption insurance from blue lion insurance advisors llc we offer our customers a customized